Best Discount Dental Insurance Plans For Seniors

Dental care is not too expensive

Before purchasing dental insurance, seniors need to know the facts:

• Everyone needs dental insurance, sometimes senior avoid dental checkup, neglecting good oral hygiene.Most of them don't care or they neglect or tent to forget that dental/teeth are their part of body. true is Good Dental Health is a must of everyone.

• Seniors need to know what their dental plan covers - what treatments cover and what treatments are not. Undergoing dental treatment should compliment one's finance and give peace of mind.

• Good dental insurance for seniors plans, should coverage basic dental care:

1.  X-rays
2.  dental checkups
3.  teeth cleaning
4. how to care for your teeth

Most of the dental insurance plans are monthly premium payments, where as higher amount of dental insurance polices offer more in benefits such as dental or oral surgery, dental implants, etc,

Three basics dental insurance plans for seniors:

• Indemnity plans

• Direct reimbursement

• Managed care plans

Addition, other dental insurance plans that cover good reputations and offer quality services are "The American Association of Retired Person(AARP) plans. AARP works an a non-profit basis to ensure that those over age of 50 can have quality dental care.

Then there are Dental Health Maintenance Organization HMO Plans. Health Maintenance Organization. a form of health insurance combining a range of coverages in a group basis. A group of doctors and other medical professionals offer care through the HMO for a flat monthly rate with no deductibles.

The Dental HMO plan provides dental care that comes through a provider’s office. This plan gives free preventive and routine care but you will be required to select a dentist that comes from an approved dentist list and you may also have to pay for an enrollment fee.

The Dental Insurance –Indemnity Plans is another dental insurance option for seniors. This plan involves the dentist to pay 50-80 of the dental fees and the rest of the payment from you.

The average cost for this plan runs around $25-$30 a month but you would be able to choose your dentist. Services provided with this plan are limited and vary, according to what can be performed in a certain year.

Other dental insurance plans for seniors:

• Closed Panel Plan, Capitation Plan

• Self Insurance Plan

• Preferred Provider Organization Plan (PPO) and Dental Care Service Plan.

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BECOME A MEDICAL TRANSCRIPTIONIST

MEDICAL TRANSCRIPTIONIST 

There are lots of institutions and schools available who impart efficient training for medical  transcription  . Essentially, entry level transcriptionists must graduate from a MT certificate program and according to industry standards are considered experienced only after 3-5 years of full time equivalent work hours.

The reigns of medical transcription are in the hands of “The American Association for Medical Transcription”, which also offers a Medical Transcriptionist Certification Program (MTCP).

To obtain certification, an individual must pass a 2-part test – a written test on essential knowledge (terminology, language use, anatomy/physiology, etc.) and a dictation transcription covering report types and specialties. However, Certification is a fairly new development that has been created to improve professionalism and quality of MT work product.

It takes most students about 6-9 months to complete the program, although some take a little longer. A proper training program includes overview in depth on Medical terminology, English and grammar usage, building up English and medical vocabulary and the most important part of keyboard and typing skills.

During this period, students are exposed to a variety of dictations from all fields of medicine so that they are ready to give the desired output as required by the industry.

Successful medical transcription training results from a combination of knowledge, skills, effective transcription experience with careful assessment and evaluation by professional and caring instructors.

The key to being an effective medical transcriptionist lies in the worker’s ability to decide what is relevant. This means that not only terms must be recognizable, but they must also be understood.

A transcriptionist may not be able to decide what’s important without a basic knowledge of what medical terms mean.

There are many training courses for the transcriptionist that focus on understanding medical terms and phrases, as well as learning common slang for these phrases, which help the transcriptionist do his/her work correctly and effectively.

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Dental Insurance Discounts Plans can Offer 60 percent or Higher,Save The Patient Hundreds and Even Thousands of Dollars

Dental Insurance

Rising Costs of Dental Care, it has Become Essential for a Person to have Dental Insurance.

Without this insurance, a person can be forced to pay thousands of dollars out of pocket for routine dental procedures. Most people are offered dental insurance through their employer. However, once a person retires or is without a job, it is up to the individual to secure their own dental insurance. This individual insurance is costly affair than group dental insurance, and can be unaffordable for those who desperately need it.

While purchasing dental insurance for seniors, it is important that a person walks around and researches many different insurance companies.

The price varis from one insurance company to other insurance company,hence it is advisible to compare the different companies. Also, the amount of coverage and the coverage benefits can also vary between companies. Traditional dental insurance plans work well for those seniors who can afford the premiums. However, many senior citizens must live on a fixed income, which makes it impossible for them to be able to pay for this type of insurance.


Dental Discount Plans are a good alternative for those who cannot afford traditional dental insurance plans.

A dental discount plan works by providing the patient with discounts on many routine dental procedures, including fillings, cleanings, and checkups.

These Dental Insurance discounts can often be 60 percent or higher, and save the patient hundreds and even thousands of dollars. In a long run it helps to improve the quality of a senior citizen’s life.

The major benefit of a dental discount plan is that there is no waiting period before the plan goes into effect.

With immediate efect the patient is able to receive the discounts entitled to them after paying the monthly or annual fee required by the owner of the plan. The dental insurance discounts plan is comparitively has less extensive paperwork than traditional dental insurance.

Another benefit of a dental discount plan is that the patient does not have to wait for an insurance company to pay their portion of the bill. The patient will receive the discounts covered by the plan at the time of the procedure.

To the patient and the dentist time and money is saved.

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Medical Transcription in INDIA

Indian Medical Transcription

Indian Medical Transcription field

Medical Transcription ADVANTAGE

Of the 700 million hospital events transcribed every year in the US, presently the contribution by India is only Rs. 140 crores, which amounts to just 0.165%. NASSCOM projects that against the total Indian exports of about US $ 34 billion, medical transcription is expected to have a market potential of about US $ 17 billion to one country alone viz. the USA.

Thanks to the recent advances in telecommunication, both in terms of facilities and cost, MT in India has a potential of creating about 200,000 medical transcriptionists. The factors that give India an edge in providing quality transcripts are:

    * Support of Government of India for all IT- led industries.
    * A huge pool of English-speaking and computer-literate graduate manpower to cater to the growing demand.
    * High-quality computer skills
    * Cost advantage
    * Advantageous 12-hour time zone difference with USA
    * Tremendous improvement in telecom infrastructure for data exchange
    * Hardware and software costs are falling-reducing break even point


In India there was a boom in this industry couple of years back with a lot of companies and training institutes entering this field. Most companies except a few could not survive due to lack of proper training and understanding of this comparatively new concept in India.

By improving the work standards and quality of service, India has a wide scope for capturing the huge clientele in the US and provide employment opportunities to the huge mass of English speaking and computer literate people in the country.

The success of the surviving companies proves that Medical transcription can hold a vital link in altering the Indian job scenario.

with the rapid change in the outlook in Indian health care and privatization of the insurance sector. India provides an ideal location for conducting medical transcription with the large population of educated English speaking people and the comparative low cost which encourages companies abroad to outsource their work to the Indian Medical Transcription field.

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Medical Transcription HOME-BASED PROFESSION – " An excellent career option"

Image via Wikipedia

Medical Transcription

Medical transcription could be one of the speedy growing IT enabled service in Western countries especially in the US where the entire healthcare industry is based on insurance and detailed medical records are needed for processing insurance claims.

Medical Transcriptionists are in demand. Medical Transcription is one of the fastest growing fields in health care.

A Medical Transcriptionist is a medical Language specialist/skilled typist.Using a computer and accessories like headphones and a footpedal, transcribes the recorded audio into electronic data.

Medical Transcriptionist is a person who assists physicians and specialty surgeons usually by transcribing, formatting, and proof reading their dictated medically oriented report of a patient's health history.

Medical transcription is the process converting into written form,whereby one accurately transcribes medical records dictated by doctors and others, including history and physical reports, clinic notes, office notes, operative reports, consultation notes, discharge summaries, letters, psychiatric evaluations, laboratory reports, x-ray reports and pathology reports. M.T.

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